High Value Mortgages

For high-net-worth clients, we specialise in procuring high-value mortgages exceeding £1 million for discerning individuals worldwide. With our extensive network encompassing mainstream, private, and specialised lenders, we are uniquely positioned to secure bespoke financing solutions tailored to your requirements.

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Our track record in delivering unparalleled service is a testament to our commitment to excellence. Comprising discreet and distinguished professionals, we have established a reputation for representing high-calibre clients, ensuring our efforts go beyond negotiation to secure coveted financial facilities.

Our services cater to a broad spectrum of financial needs, whether you seek dry lending against assets under management, luxury asset-based lending, or wish to leverage your securities as collateral to unlock liquidity. We can provide finance options on these type of requirements;

  • Large Mortgage Loans
  • High Loan To Value Lending
  • Large interest-only mortgages
  • Dry Lending
  • Assets Under Management
  • High-Value Portfolio Finance
  • Securities-backed lending

 We invite you to explore our comprehensive suite of property finance services designed exclusively for high-net-worth individuals. For a more in-depth discussion about your circumstances and if you would obtain regulated financial advice, The Mortgage Blog can help you by introducing you to Trinity Financial. 

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What to expect

Financial Assessment

First, your advisor will examine your financial situation to determine what you need and can afford. This step is essential to determining your borrowing capacity. They’ll also advise you on the right insurance to safeguard your mortgage, such as life insurance, income protection, critical illness coverage, and building and contents insurance.

Mortgage Search

Next, your advisor will scour the market for the best mortgage deals tailored to your needs. With access to a vast range of lenders and even exclusive offers that aren’t available to the public, they’ll help you get the most value for your money.

Agreement in Principle

Once your advisor has a few options, they’ll go through them with you and, after finding the right fit, will do a credit check with the recommended lender. If all goes well, you’ll secure an Agreement in Principle, giving you a solid property search budget.

Offer Accepted

When you’re ready to proceed, your advisor will apply to the chosen lender with all the necessary paperwork. They’ll also provide you with a clear mortgage illustration, showing exactly what you’re signing up for.

Application Progression

During this phase, your advisor and their team will coordinate with the seller’s agent for the bank’s property valuation and keep you in the loop at every step. They’ll also handle any questions from the lender to ensure things stay on track.

Mortgage Offer

Once the offer is ready, your advisor will review it carefully to ensure it meets your expectations. You’ll receive a copy for your records, and a second copy will be sent to your solicitor.

Exchange of Contracts

At this stage, any insurance policies you’ve set up will go live, giving you peace of mind that everything is covered.

Completion

Congratulations! With contracts signed and everything finalized, it’s time to collect your keys and enjoy that hard-earned sense of relief—you’re officially a homeowner!

Our Experts

With The Mortgage Blog, you’ll have a dedicated team supporting you every step of the way. We’ll lift the burden, saving you time and sparing you the stress.

Our exceptional brokers will find the best mortgage deal for you, and with our wealth of experience, you’ll be holding the keys to your new home before you know it!

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