The criteria for assessing self-employed professionals in the UK property finance market can vary significantly from one lender to another. In most cases, you’ll be required to provide two years of accounts to demonstrate your income and qualify for a self-employed mortgage. However, exceptions do exist. Our brokers possess a deep understanding of the intricacies involved in underwriting mortgages for self-employed clients and can assist you in securing the right deal.

We cater to diverse self-employed clients, from directors of well-established limited companies to individuals embarking on their freelance careers. Our experienced advisors invest the time to understand the financial circumstances of our self-employed property finance applicants. We often collaborate closely with our client’s accountants to ensure the accuracy and completeness of all essential financial information. This approach streamlines the approval process with our network of self-employed mortgage lenders, providing our clients with a smooth and efficient experience.

Our mortgage advisors emphasise our access to an extensive panel of lenders. This access enables our team to identify competitive mortgage products tailored to the needs of self-employed professionals. Our network encompasses conventional mortgage lenders and specialised and flexible lenders willing to support hardworking individuals like you.

For a more in-depth discussion about your self-employed or contractor mortgage and if you would obtain regulated financial advice, The Mortgage Blog can help you by introducing you to Trinity Financial. 

 

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