Self Employed & Contractor Mortgages

The criteria for assessing self-employed & contractor professionals in the UK property finance market can vary significantly from one lender to another. In most cases, you’ll be required to provide two years of accounts to demonstrate your income and qualify for a self-employed mortgage. However, exceptions do exist. 

We cater to diverse self-employed clients, from directors of well-established limited companies to individuals embarking on their freelance careers. Our experienced advisors invest the time to understand the financial circumstances of our self-employed property finance applicants. We often collaborate closely with our client’s accountants to ensure the accuracy and completeness of all essential financial information. This approach streamlines the approval process with our network of self-employed mortgage lenders, providing our clients with a smooth and efficient experience.

Our mortgage advisors emphasise our access to an extensive panel of lenders. This access enables our team to identify competitive mortgage products tailored to the needs of self-employed professionals. Our network encompasses conventional mortgage lenders and specialised and flexible lenders willing to support hardworking individuals like you.

For a more in-depth discussion about your self-employed or contractor mortgage and if you would obtain regulated financial advice, The Mortgage Blog can help you by introducing you to Trinity Financial. 

Our Experts

With The Mortgage Blog, you’ll have a dedicated team supporting you every step of the way. We’ll lift the burden, saving you time and sparing you the stress.

Our exceptional brokers will find the best mortgage deal for you, and with our wealth of experience, you’ll be holding the keys to your new home before you know it!