Specialist Lending

What are Corporate Lets?

Here’s everything you need to know about corporate lets, including the benefits, risks, and key things to watch out for before diving in.

How to Buy a Dental Practice Freehold: Costs, Benefits, and Financing Explained

Are you thinking about purchasing a dental practice freehold? Whether you’re just starting out or already own one, have you weighed up the benefits of owning the freehold?

Care Home Mortgages; Financing Options for the Sector

Discover how care home mortgages can fund property purchases, expansions, or renovations while navigating unique sector challenges and regulatory requirements.

Land Mortgage Explained: A Guide to Financing Land

Unlike traditional residential mortgages, land mortgages have unique challenges, terms, and eligibility requirements. This guide walks you through everything you need to know to navigate the process confidently.

The Financial Realities of Serco and Mears Schemes for Landlords

Discover the pros, cons, and financing challenges of Serco and Mears Schemes for landlords—from guaranteed rent to specialist mortgages and long-term leases.

How to Get a Semi-Commercial Mortgage for Mixed-Use Properties

A semi-commercial mortgage is ideal for mixed-use properties with both residential and commercial spaces. Learn how it works, benefits, and tips to secure the best deal.

Obtaining an Aggregate Value on a MUFB

Learn how to leverage aggregate value on a MUFB to maximize capital raise potential, compare block vs. aggregate valuations, and unlock better financing options for property investment

Light Industrial Finance FAQs: Everything You Need to Know

Light industrial finance provides tailored funding solutions for properties used for manufacturing, warehousing, or small-scale production.

Securing a Farmhouse mortgage with Large Acreage

Looking for a farmhouse mortgage? Discover your options, understand the requirements, and get expert advice to secure your dream rural property!

Understanding Specialist Finance

Whether you’re building your dream property, expanding your business, or simply need fast cash, specialist finance could be your answer.

At The Mortgage Blog, we understand that our clients come to us with various unique scenarios, personal circumstances, and goals. That’s why our Specialist Lending team has cultivated strong relationships with multiple specialist lenders who can accommodate this diverse spectrum of client needs.

Recently, we’ve witnessed significant growth in several specialist lending areas, including bridging finance, commercial lending, development finance, and buy-to-let lending for various situations. These include scenarios such as ‘portfolio landlords’, clients looking to purchase through a limited company, and properties considered ‘non-standard’ by many mainstream lenders, such as houses in multiple occupation (HMOs) and multi-unit blocks (MUBs).

We’ve dedicated ourselves to earning a reputation for delivering practical solutions to complex client needs. Our network of lenders spans from lesser-known specialist departments within central high street banks to challenger banks and smaller bridging providers. We also continuously monitor the market to stay updated on new lenders and product innovations.

Whether you’re acquiring a commercial property with residential units above, refinancing a hotel, expanding your rental portfolio, purchasing a property for development, or simply transitioning between properties, we are here to help you explore your options and find the best solution.