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Energy Performance Certificates: Roadmap to a Greener Tomorrow

Energy Performance Certificates: Roadmap to a Greener Tomorrow

by James Blackler | Jul 3, 2026 | Moving Home

If you are searching for energy performance certificates Leatherhead, the practical answer is simple: an Energy Performance Certificate, or EPC, is usually needed when a property is sold or rented, and it can also help buyers, landlords and remortgagers understand...
Landlord 101: Your Ultimate Guide to Being a Landlord

Landlord 101: Your Ultimate Guide to Being a Landlord

by James Blackler | Jul 3, 2026 | Buy To Let

Landlord 101 means more than finding a tenant and collecting rent. Before you let a property, you need to know whether your mortgage allows it, which lending route fits, what rent the lender may use, what legal duties apply, and whether the numbers still work if the...
Understanding the difference between Buy-to-Let and Holiday-Let Mortgages

Understanding the difference between Buy-to-Let and Holiday-Let Mortgages

by James Blackler | Jul 3, 2026 | Buy To Let

A holiday let mortgage is normally used where a property is let as furnished short-term accommodation to guests. A buy-to-let mortgage is normally used where a property is rented to longer-term residential tenants. The important point is not just the label on the...
Are Mortgage Rates Going Down? Here’s What You Need to Know in 2026

Are Mortgage Rates Going Down? Here’s What You Need to Know in 2026

by James Blackler | Jul 2, 2026 | Essentials, News

Mortgage rates may go down during 2026/2027 if inflation continues to ease and markets expect lower Bank of England Bank Rate, but there is no guarantee. Even if headline rates fall, the rate you are offered will still depend on your lender, loan-to-value, income,...
Choosing the Right Location: A Guide for UK Homebuyers

Choosing the Right Location: A Guide for UK Homebuyers

by James Blackler | Jul 2, 2026 | Moving Home

Choosing the right location is not just about finding an area you like. For a UK homebuyer using a mortgage, it means choosing somewhere that works for your life, your budget and the property checks a lender, valuer and solicitor will carry out. A good location should...
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Your home may be repossessed if you do not keep up repayments on your mortgage. This website is for marketing purposes only and should be interpreted or understood as general information, not advice. For specific advice on your circumstances, please seek independent financial and legal advice. As an introducer, we process the information you provide, and we may pass this on to our trusted third-party lenders and brokers. There may be a fee for mortgage advice only if you decide to proceed.

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Copyright © 2026 The Mortgage Blog is a representative trading style of Oakstead Finance Ltd. Company number 14073657.
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