A private bank mortgage is a mortgage route usually considered by borrowers with higher-value property plans, significant assets, complex income or a financial profile that does not fit neatly into a standard high-street affordability model. That does not mean private...
If you are searching for energy performance certificates Leatherhead, the practical answer is simple: an Energy Performance Certificate, or EPC, is usually needed when a property is sold or rented, and it can also help buyers, landlords and remortgagers understand...
Landlord 101 means more than finding a tenant and collecting rent. Before you let a property, you need to know whether your mortgage allows it, which lending route fits, what rent the lender may use, what legal duties apply, and whether the numbers still work if the...
A holiday let mortgage is normally used where a property is let as furnished short-term accommodation to guests. A buy-to-let mortgage is normally used where a property is rented to longer-term residential tenants. The important point is not just the label on the...
Mortgage rates may go down during 2026/2027 if inflation continues to ease and markets expect lower Bank of England Bank Rate, but there is no guarantee. Even if headline rates fall, the rate you are offered will still depend on your lender, loan-to-value, income,...
